Day At The Track

Crombie Lockwood – big supporters of racing

01:20 PM 14 Jan 2014 NZDT
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While many insurances agencies are happy to take your money in return for the insurance of your horse, not many are willing to pump some of the money that they do make back into racing. Well, that is apart from Crombie Lockwood Bloodstock of course.

Crombie Lockwood Bloodstock, a specialised branch of Crombie Lockwood NZ Limited, supports the harness racing industry in many different ways. From  Sponsorships for award evenings in both the North Island and South Island, to race sponsorship at Alexandra Park on 14th Feb 2014.  Crombie Lockwood NZ also sponsors races throughout NZ under their own banner.

 “Harness racing & standardbred breeders have always been a big part of Crombie Lockwood Bloodstock’s business,” said Manager Liz Smith

“Crombie Lockwood Bloodstock provides excellent value insurance options to suit specific needs of the client with experienced brokers that understand horses and the problems that can arise,” she added.

“From the fall of hammer at the sales to the broodmare paddock, foals & stallions. Crombie Lockwood also offers Short term transit cover worldwide.”

Everything you need to know about Standardbred insurance...

We have cover available for horses aged from 30 days up to and including 13 years of age. Cover can also be arranged on horses over 13 years of age upon application.


Basic Mortality Cover

Risks of Mortality
Death by accident, sickness or disease also including limited theft. This cover also includes Major Medical fees up to $10,000, with an excess of $1,000 in the event of a claim under the Major Medical Fees extension.

Geographical Limits
Geographical limits are within Australasia and transits within and between New Zealand and Australia. These limits can be extended to include other countries on application and agreement by the Underwriter.

  • Extensions Available on Application
  • Agreed Value 
  •  Automatic Additions and Deletions
  • Colic Surgery Endorsement
  • 12 Month Extension Clause
  • Annual Aggregate Deductible Clause - (For those that have numerous horses to insure)
  • Stable Discounts available - to be agreed

Foetus Insurance

Provides cover for the unborn foal from 42 days after last service date to 30 days after birth. A specific proposal form is required together with a veterinary certificate confirming the mare is pregnant on or after inception date. The certificate must also confirm that the mare is in good health, provide 3 scan dates and state that there are no obvious reasons why she would not carry the foetus full term. Confirmation that there is a singleton foetus is also required.

Stallion Permanent Disability by Accident, Sickness or Disease

If the Stallion becomes totally and permanently infertile due to an accident, sickness or disease, you will be indemnified 100% for the sum insured under the mortality cover in place, providing the sum insured reflects the fair market value at the time of loss. This cover can only be given on receipt of an acceptable veterinary certificate which makes specific reference to the genitalia and is an extension added to an annual Risks of Mortality policy.

Foal Insurance

Foals can be insured from 24 hours of age with acceptable vet certificate. From 30 days of age, foals can be insured with acceptable health declaration as long as the sum insured does not exceed $99,999 NZD.

For further details please contact: or

To visit the Crombie Lockwood Bloodstock website click here

By Mitchell Robertson

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